Sunday, January 24, 2010

Can i still claim back my bank charges even though a test case is going before the Crwon Court?

I have already served legasl notice abbey national for 拢8,000 about 4 weeks ago, then last week a group of national banks have joined together and asked permission to test a case in the High Court (which could take 2 years) meanwhile trading standards have announced that banks do not have to support anyone claiming fees before the test case. Can I still proceed using the unfair terms in the cosumer contract regulations act 1999 on my own through the county court? no one seems to know, also can i still proceed against credit card companies?Can i still claim back my bank charges even though a test case is going before the Crwon Court?
It is a goos thing that you have already srved your notice as even if you have to wait a year you still will be able to clain for everything you have asked for (even if due to the delay you go over the 6 year mark). I think that even the county courts are starting to put these on hold too until the outcome of the test case, but if it is already going through then you never know. You should get a response from either the courts or the bank either way. Remember this is may be a delay but at the moment it is not a rejection, so providing the test case goes your way then you will still get what you are trying to claim. Also see: http://www.moneysavingexpert.com/Can i still claim back my bank charges even though a test case is going before the Crwon Court?
I heard claims were being frozen until after the court case. As you served notice prior to this it may still go ahead. It sounds like you are doing this without a solicitor so find one that will give a free meeting and ask their advice.
Go for it. It is your money, don't let others rip you off, no matter what! Good Luck!
You can certainly still proceed against credit card companies. Barclaycard are still accepting and acting on requests received over the last few days.
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